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      <image:title>Blog - Is Your Firm Acting Like Old Navy or Amazon?</image:title>
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    <loc>http://howtogoindependent.com/blog/eight-great-resources-for-planning-to-go-independent</loc>
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      <image:title>Blog - Eight great resources for planning to go independent</image:title>
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    <lastmod>2017-02-15</lastmod>
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    <lastmod>2017-03-22</lastmod>
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    <lastmod>2017-01-26</lastmod>
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    <loc>http://howtogoindependent.com/blog/a-one-firm-for-life-advisor-goes-independent-part-4-of-an-ongoing-series</loc>
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    <lastmod>2017-01-24</lastmod>
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    <loc>http://howtogoindependent.com/blog/how-to-compare-your-current-payout-to-your-potential-payout-as-an-independent-advisor</loc>
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    <lastmod>2017-03-22</lastmod>
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      <image:title>Blog - How to compare your current payout to your potential payout as an independent advisor</image:title>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5583837de4b0278a503cb41b/1474381199020-QQZYYLEJRFSU041SJF23/image-asset.jpeg</image:loc>
      <image:title>Blog - How to compare your current payout to your potential payout as an independent advisor</image:title>
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      <image:title>Blog - How to compare your current payout to your potential payout as an independent advisor</image:title>
      <image:caption>Photo by AndreyPopov/iStock / Getty Images</image:caption>
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    <loc>http://howtogoindependent.com/blog/independent-with-14000-of-my-closest-friends</loc>
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    <lastmod>2017-01-11</lastmod>
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  <url>
    <loc>http://howtogoindependent.com/blog/a-one-firm-for-life-advisor-goes-independent-part-3-of-an-ongoing-series</loc>
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    <lastmod>2016-09-02</lastmod>
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  <url>
    <loc>http://howtogoindependent.com/blog/brian-ruff-how-this-former-merrill-advisor-getting-a-117-payout-by-joining-a-team</loc>
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    <priority>0.5</priority>
    <lastmod>2017-01-11</lastmod>
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      <image:title>Blog - Brian Ruff - how this former Merrill advisor getting a 117% payout - by joining a team</image:title>
      <image:caption>Brian Ruff transitioned</image:caption>
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  <url>
    <loc>http://howtogoindependent.com/blog/if-their-payout-is-so-much-higher-than-at-a-wirehouse-why-dont-independent-advisors-seem-to-even-know-what-their-net-payout-is</loc>
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    <lastmod>2016-10-11</lastmod>
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      <image:title>Blog - If their payout is so much higher than at a wirehouse, why don't independent advisors seem to even know what their net payout is?</image:title>
      <image:caption>Do you know what your net payout is? Despite getting a higher gross payout, independent financial advisors sometimes have a hard time comparing their net payout to the employee advisor payout.</image:caption>
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  <url>
    <loc>http://howtogoindependent.com/blog/when-you-would-not-want-to-go-independent-part-5</loc>
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    <lastmod>2016-08-03</lastmod>
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      <image:title>Blog - When you would NOT want to go independent - Part 5</image:title>
      <image:caption>You should have a good idea of how many clients will follow you if you decide to go independent.</image:caption>
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  <url>
    <loc>http://howtogoindependent.com/blog/bouncing-back-from-an-abrupt-departure-why-todd-simmons-needed-two-moves-to-get-to-independence</loc>
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    <lastmod>2016-08-02</lastmod>
    <image:image>
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      <image:title>Blog - Bouncing Back from an abrupt departure - why Todd Simmons needed two moves to get to independence</image:title>
      <image:caption>Todd at his ribbon cutting for his Mansfield, Texas office.</image:caption>
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  <url>
    <loc>http://howtogoindependent.com/blog/when-you-would-not-want-to-go-independent-part-4</loc>
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    <lastmod>2016-08-01</lastmod>
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      <image:title>Blog - When you would NOT want to go independent - Part 4</image:title>
      <image:caption>You might have to put in some extra time when you're transitioning your business to the independent channel.</image:caption>
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  <url>
    <loc>http://howtogoindependent.com/blog/a-one-firm-for-life-advisor-goes-independent-part-2-of-an-ongoing-series</loc>
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    <lastmod>2016-08-26</lastmod>
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  <url>
    <loc>http://howtogoindependent.com/blog/when-you-would-not-want-to-go-independent-part-3</loc>
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    <lastmod>2016-07-28</lastmod>
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      <image:title>Blog - When you would NOT want to go independent - Part 3</image:title>
      <image:caption>If you are looking for the biggest pile of money for making a move, then independence might not be the best spot for you to land.</image:caption>
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  <url>
    <loc>http://howtogoindependent.com/blog/matt-sonnen-helping-billion-dollar-teams-go-independent</loc>
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    <lastmod>2016-07-27</lastmod>
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      <image:title>Blog - Matt Sonnen - Helping BILLION dollar teams go independent</image:title>
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      <image:title>Blog - Matt Sonnen - Helping BILLION dollar teams go independent</image:title>
      <image:caption>Matt Sonnen</image:caption>
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  <url>
    <loc>http://howtogoindependent.com/blog/when-you-would-not-want-to-go-independent-part-2</loc>
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    <lastmod>2016-07-26</lastmod>
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      <image:title>Blog - When you would NOT want to go independent - Part 2</image:title>
      <image:caption>If you've built your business around clients that need bank-related products like loans or IPOs, independence might not be the best landing spot for you.</image:caption>
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  <url>
    <loc>http://howtogoindependent.com/blog/talking-independence-with-joshua-sheats-on-the-radical-personal-finance-podcast</loc>
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    <lastmod>2016-07-25</lastmod>
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      <image:title>Blog - Talking Independence with Joshua Sheats on the Radical Personal Finance Podcast</image:title>
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  <url>
    <loc>http://howtogoindependent.com/blog/does-your-firm-say-well-pay-you-whatever-we-feel-like</loc>
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    <lastmod>2016-07-21</lastmod>
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  <url>
    <loc>http://howtogoindependent.com/blog/when-you-would-not-want-to-go-independent-part-1</loc>
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    <lastmod>2016-07-26</lastmod>
    <image:image>
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      <image:title>Blog - When you would NOT want to go independent - Part 1</image:title>
      <image:caption>If this is you all day at your current firm and you're happy with your income, maybe going independent isn't the right move for you.</image:caption>
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  <url>
    <loc>http://howtogoindependent.com/blog/flying-high-craig-cowles-journey-from-pilot-to-financial-advisor</loc>
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    <lastmod>2016-07-14</lastmod>
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      <image:title>Blog - Flying High: Craig Cowles' journey from Pilot to Financial Advisor</image:title>
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  <url>
    <loc>http://howtogoindependent.com/blog/veteran-financial-advisor-linda-mills-on-being-independent</loc>
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    <lastmod>2016-07-14</lastmod>
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  <url>
    <loc>http://howtogoindependent.com/blog/what-business-decisions-are-not-urgent-when-im-going-independent</loc>
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    <lastmod>2016-10-11</lastmod>
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      <image:title>Blog - What business decisions are not urgent when I'm going independent?</image:title>
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      <image:title>Blog - What business decisions are not urgent when I'm going independent?</image:title>
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  <url>
    <loc>http://howtogoindependent.com/blog/the-absolutely-critical-pieces-to-have-in-place-before-you-go-independent-clients</loc>
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    <priority>0.5</priority>
    <lastmod>2016-06-28</lastmod>
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      <image:title>Blog - The absolutely critical pieces to have in place before you go independent -- CLIENTS</image:title>
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  <url>
    <loc>http://howtogoindependent.com/blog/the-absolutely-critical-pieces-to-have-in-place-before-you-go-independent-a-place-to-work</loc>
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    <lastmod>2016-07-13</lastmod>
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      <image:title>Blog - The absolutely critical pieces to have in place before you go independent -- A PLACE TO WORK</image:title>
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  <url>
    <loc>http://howtogoindependent.com/blog/the-absolutely-critical-pieces-to-have-in-place-before-you-go-independent-a-computer</loc>
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    <lastmod>2016-06-23</lastmod>
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      <image:title>Blog - The absolutely critical pieces to have in place before you go independent -- A COMPUTER</image:title>
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  <url>
    <loc>http://howtogoindependent.com/blog/going-independent-case-study</loc>
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    <lastmod>2016-06-28</lastmod>
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  <url>
    <loc>http://howtogoindependent.com/blog/katie-brewer-interview</loc>
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    <lastmod>2016-06-22</lastmod>
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      <image:title>Blog - Interview with Katie Brewer -- from industry nomad to founder of Your Richest Life</image:title>
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  <url>
    <loc>http://howtogoindependent.com/blog/the-absolutely-critical-pieces-to-have-in-place-before-you-go-independent-a-phone</loc>
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    <lastmod>2016-06-22</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5583837de4b0278a503cb41b/1466110430974-I7TJFLMHHKV282S5XMBW/OldPhone</image:loc>
      <image:title>Blog - The absolutely critical pieces to have in place before you go independent -- A PHONE</image:title>
      <image:caption>It might be time for an upgrade</image:caption>
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  <url>
    <loc>http://howtogoindependent.com/blog/the-absolutely-critical-pieces-to-have-in-place-before-you-go-independent-find-help</loc>
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    <priority>0.5</priority>
    <lastmod>2016-06-21</lastmod>
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      <image:title>Blog - The absolutely critical pieces to have in place before you go independent -- HELP</image:title>
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  <url>
    <loc>http://howtogoindependent.com/blog/the-absolutely-critical-pieces-to-have-in-place-before-you-go-independent-a-plan</loc>
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    <priority>0.5</priority>
    <lastmod>2016-06-17</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5583837de4b0278a503cb41b/1466081306923-X6TG078BRT58E7PJ4J8U/Plan</image:loc>
      <image:title>Blog - The absolutely critical pieces to have in place before you go independent -- A PLAN</image:title>
      <image:caption>Would you give more thought to house plans or the plan that pays your mortgage?</image:caption>
    </image:image>
  </url>
  <url>
    <loc>http://howtogoindependent.com/blog/the-absolutely-critical-pieces-to-have-in-place-before-you-go-independent-commitment</loc>
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    <lastmod>2016-06-16</lastmod>
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      <image:title>Blog - The absolutely critical pieces to have in place before you go independent -- COMMITMENT</image:title>
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  <url>
    <loc>http://howtogoindependent.com/blog/what-you-need-to-do-before-you-go-independent-part-1-of-8</loc>
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    <lastmod>2016-06-22</lastmod>
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      <image:title>Blog - The absolutely critical pieces to have in place before you go independent -- MINDSET</image:title>
      <image:caption>THIS is a positive mindset!</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5583837de4b0278a503cb41b/1466597294265-6N4KA5RH65K12S6P57F5/image-asset.png</image:loc>
      <image:title>Blog - The absolutely critical pieces to have in place before you go independent -- MINDSET</image:title>
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  <url>
    <loc>http://howtogoindependent.com/blog/if-you-think-independence-is-for-the-unambitious-you-are-stupid</loc>
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    <lastmod>2016-06-14</lastmod>
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  <url>
    <loc>http://howtogoindependent.com/blog/brad-weddle-wish-i-had-done-it-sooner-despite-his-disappointing-transition-from-edward-jones</loc>
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    <lastmod>2016-06-15</lastmod>
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      <image:caption>Feel the need to sneak in or out of the office? You might not be independent.</image:caption>
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      <image:caption>Who makes the hiring and firing decisions in your practice?</image:caption>
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      <image:caption>Don't be this guy. Avoid road rage - listen to podcasts and make use of your commute to your employee-model firm.</image:caption>
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